Business Growth Loan
Unsecured funding to expand, hire, or open a new location. Borrow up to £250,000 with fixed monthly repayments.
- £5,000 – £250,000
- 1 – 5 year terms
- No early repayment fees
UK Business & Personal Lending
Funding for your business & your life, made easy.
Fast, flexible loans for businesses and individuals from £1,000 to £5,000,000. Apply online in minutes and get an indicative decision instantly — no paperwork, no branch visits.
- Decision in 60 seconds
- No impact on credit score to check
- Funds in as little as 24 hours
Your estimate
Indicative
Borrow
£25,000
Term36 months
Est. monthly repayment£790
Representative APR9.9%
Representative example below. Subject to status & affordability.
What we offer
Loans built around you
Whether it's for your business or your personal plans, we have a funding option designed to help you move forward.
Working Capital
Smooth out cash flow, cover invoices, stock or seasonal dips. Flexible funding when you need it most.
- £1,000 – £150,000
- 3 – 24 month terms
- Draw down as needed
Asset & Equipment Finance
Fund machinery, vehicles or technology while keeping your cash in the business. Spread the cost over time.
- £10,000 – £5,000,000
- Up to 5 year terms
- New & used assets
Home Improvement Loan
Fund a new kitchen, extension or renovation with fixed monthly repayments you can plan around.
- £1,000 – £35,000
- 1 – 7 year terms
- No early repayment fees
Debt Consolidation Loan
Combine multiple debts into one simple, affordable monthly payment — often at a lower rate.
- £1,000 – £25,000
- 1 – 5 year terms
- One fixed monthly payment
Car & Personal Loan
Buy a car, cover a wedding, a holiday or any big moment — borrow what you need with clear repayments.
- £1,000 – £35,000
- 1 – 7 year terms
- Fast online decision
Simple & fast
Funded in three easy steps
From application to money in your account — most customers complete the journey the same day.
1
Apply online
Tell us about your business and how much you need. The form takes around 5 minutes — no documents required to start.
2
Get a decision
Receive an instant indicative decision. A dedicated lending specialist confirms your offer, usually within hours.
3
Get funded
Accept your offer and we transfer the funds — often within 24 hours, straight to your business account.
Why LoanEasy
Lending that works for you
Lightning fast
Decisions in seconds and funding in as little as 24 hours, so you never miss an opportunity.
Safe & secure
Bank-level encryption and a soft search to check eligibility — no impact on your credit score.
Real human support
A dedicated UK-based lending specialist guides you from application to payout.
Transparent pricing
Clear fixed repayments with no hidden fees and no penalties for paying off early.
Repayment calculator
See what it could cost
Adjust the amount and term to get an indicative monthly repayment. Final rates depend on your profile and affordability — for both business and personal loans.
Monthly repayment
£790
Total repayable
£28,440
Trusted by businesses like yours
What our customers say
★★★★★
"The whole thing took ten minutes and the money was in our account the next morning. It let us take on a contract we'd otherwise have turned down."
★★★★★
"Straightforward, transparent and genuinely fast. My specialist understood our trade and got us a sensible offer with no jargon."
★★★★★
"I consolidated three credit cards into one personal loan. One simple payment, a better rate, and far less stress every month."
Apply in minutes
Start your loan application
Business or personal — complete the form below for an instant indicative decision. Checking your eligibility uses a soft search and won't affect your credit score.
🔒 Your data is encrypted and handled securely. Submitting this form provides an indicative decision only and does not guarantee a loan offer. All lending is subject to status, affordability and our lending criteria.
Questions answered
Frequently asked questions
Am I eligible for a loan?
For a business loan you'll generally need to be a UK-registered business or sole trader, trading for at least 6 months, with a UK business bank account. For a personal loan you'll need to be a UK resident aged 18 or over with a regular income. We consider every application individually.
Will applying affect my credit score?
No. Checking your eligibility uses a soft search, which is only visible to you and has no impact on your credit score. A full (hard) search is only carried out if you accept a formal offer.
How quickly can I receive the funds?
Many customers receive an indicative decision instantly and funds within 24 hours of accepting their offer. Timescales can vary depending on the information you provide.
How much can I borrow?
We offer loans from £1,000 up to £5,000,000. The amount you can borrow depends on your income or turnover, trading history and affordability.
Do I need to provide security or a personal guarantee?
Many of our loans are unsecured. Depending on the amount and your business profile, a personal guarantee may be requested. Your specialist will explain everything before you commit.
Are there any early repayment fees?
No. You can repay your loan early at any time with no penalties, and you'll only pay interest for the time you had the funds.
Ready to take the next step?
Business or personal — get an indicative decision in 60 seconds. No obligation, no impact on your credit score.
Start your application